Long term disability insurance can be important insurance for you and your family to have, particularly if a wage earner is disabled from work.
Now many times what happens is you have these long term disability insurance policies either through your employer or a private policy that you pay for.
Either way, sometimes those benefits are denied or they get cut off. If that happens to you and you’re disabled you need experienced lawyers on your side to pursue those long term disability benefits for you.
Long term disability insurance is a contract between you and the insurance company.
It’s something you’re absolutely entitled to if you’re able to prove that you’re disabled under that contract.
Now they can get very tricky. Some of these long term disability insurance policies involve very, very complicated federal law.
Working through this case by yourself may not be the best thing to do because sometimes every communication with the insurance company and every record is part of the administrative record that the court uses to decide the case.
The long and short is if you’re in this situation you need experienced legal help for your long
term disability insurance claim.